Goals for the new financial year - How to manage finances well
The new year is the time for new resolutions, new promises, new energy. And the new financial year calls out to set up new goals and to work towards achieving them. Managing finances smartly is something we all want to do and end up craving for more. Here are few suggestions, which will help you to manage your finances smartly and make your future secure: Start making a budget Making a budget helps us to plan our expenses better. Considering your monthly earnings, allot a certain amount of money to the different accounts i,e House rent, grocery, school fees, fare or petrol expenses, and so on. In the beginning, you might find it difficult, but gradually you will find it quite helpful in managing your expenses. You may either use a notebook or you can use any mobile application to make your budget. There are several free applications available in the play store/app store for the same. Pen down your expenses Make a habit of noting down all your big and small expenses, whe